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Why End of Life Planning is Important Sometimes families are not prepared for the death of their loved ones, so they have a difficult time to determine what to do next. Sometimes families are not willing to accept this as a possible outcome, and there are also those who don’t think about planning in advance for this loss, so we end up having no idea where to begin or who we could turn to. One of the greatest gifts you can give your family is properly preparing them for what is inevitable. You might have already planned what to do with your estate once you die, and you have already written your wishes down in a will or trust. But the reality is that many Americans have no form of estate plan. So, making a will or trust is the right step in the right direction toward pre planning your future financial wishes. However, this form of planning fails to accomplish one important task, and that is addressing your family’s immediate concern. Within 48 hours of your death, the persons responsible for take care of your final arrangements are usually forced to make extremely important decisions and final purchase in a very short time. Since you are no longer there, you cannot anymore help to alleviate the emotional and financial stresses that your loved ones are going through, but if you plan your funeral wishes, then this will help them a lot.
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An integral part of a sound financial and estate plan is taking care of your funeral services ahead of time. You family can focus on grieving and recovery if you make a funeral pre-plan wherein your choose your method of disposition, type of services etc. Funeral pre-planning is also beneficial since you still have a calm and clear thought process by which you are allowed to make extremely important decisions. You will create a more rational and logical end-of-life plan.
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Planning your funeral arrangements in advance may help alleviate many details but prepaying or prearranging your funeral services is a way of taking care of the actual expenses. One of the fastest growing and most appreciated aspects of funeral planning is pre-paying your funeral or cremation. Like preplanning your funeral, paying your funeral expenses in advance is also becoming widely accepted by many financial professionals as a solid piece of sound financial and estate plan. Savings and life insurances are the most common strategies to prepay your funeral plan. They tend to be seen as the most reliable and readily available. Pre-paying your funeral cost and other expenses can be done in other ways. A policy specifically designed to cover funeral expenses is funeral insurance. Your options here are determining what the funeral costs or expenses will be covered like flowers, burial plot, grave marker etc.